Better Off Together: Little Wins That Can Power Your Emergency Fund

The theme for this years Money Month 2025 is Emergency Savings and the message is simple: "even putting aside as little as $1 a week can start building a buffer that gives you peace of mind and confidence in your future".

With the cost of everything continuing to rise, starting an emergency fund might feel like a big leap, but perhaps there is a way to use your HealthCarePlus Membership Benefits to help start your emergency fund.

We've always believed that every little win can help make a difference.  As a HealthCarePlus member, you’re already part of a network that turns your collective buying power into real financial value, through our Better Off Together Member Benefits program.  

We know our Members are getting real value from their Membership, so what if every dollar saved could support your emergency fund.  Would that make a difference? 

This year alone, our members have collectively saved or received refunds worth over $4.7 million

Simply by using the offers and services available to them through our Better Off Together Program, these little wins can soon add up to real value back into the pockets of our Members:

• UniMed Primary Care Plans: We actively encourage members to claim – and it’s working. This year, our Members claimed a total of $4 million back on day-to-day healthcare costs.
  
  
•  Life Insurance through Monument: Members saved $563,054 this year on life and living insurance premium. 
  
  
• House, contents & landlord insurance with Tower: Our members have already saved over $43,562 on premium costs.
  
  
• Car Rentals with Budget: Our members have already saved over $23,000 on rental costs.
  
  
• Meal Kits with HelloFresh: This year alone, members saved over $9,000 on their grocery bill with HelloFresh.
  
  
• Travel Insurance with Cover-more: Our travel insurance partnership has helped members save up to $8,584 on cover this year.
  
  
• Fuel Savings with Kora: With 10c off per litre, our members have collectively saved over $17,990 on fuel – a practical win in today’s economy.

Each of these little wins could have been an extra boost to an emergency fund.  From savings on tyres and car servicing to deals on pet insurance, travel, and more, the opportunities are there for you to use every day.

So, if you’ve been thinking about starting or growing your emergency fund, remember your membership could help you feed that emergency fund, one saving at a time.

Find out more about how your Better Off Together program can help you save here.